Terms and Conditions

This page sets out the terms and conditions for the use of the Business In ASEAN website (the "Website"). By using or accessing the Website, you agree to be bound by the following terms and conditions ("Terms and Conditions"), as they may be amended from time to time.

1. Use of Information and Materials

1.1. The information and materials contained and accessed on the Website is provided by Rajah & Tann Singapore LLP, United Overseas Bank Limited and RSM Chio Lim LLP (the "Advisory Firms") for general guidance and is intended to offer the user general information of interest. The information provided is not intended to replace or serve as substitute for any professional advice, consultation and / or service. You should consult with a relevant professional in the respective field to obtain such advice and / or services. The Advisory Firms would not, by virtue of providing such information, be regarded as being conflicted to act for any customer, client or party connected to the information or otherwise.

1.2. All information, materials, content, graphics and other materials (collectively, "Content") displayed and contained in the Website and all web pages thereunder are provided on an “as is” basis for the purposes of providing general guidance and information. The Advisory Firms do not give any guarantees and / or warranties of any kind, express or implied, as to the accuracy, suitability, reliability, completeness and timeliness of the Content. Content relating to a jurisdiction outside of Singapore is conveyed after consultation with relevant local partners, and the Advisory Firms shall not be considered or deemed to be providing such information to you.

1.3. The application of laws and regulations may vary depending on the specific nature of the circumstances and facts.

2. Disclaimers and Limitations of Liability

2.1. Your use of the Website, and reliance on any general guidance is at your own risk and you assume full responsibility and risk of any loss, damages, expenses and / or claims resulting, directly or indirectly, from your use or reliance on the same. The Advisory Firms will not be liable for any of such loss, damages, expenses and / or claims in any action under, without limitation, Contract, Statute or Tort.

2.2. Content in the Website may provide links to other websites which are not under the control or maintenance of the Advisory Firms. The Advisory Firms are not responsible for any of such websites or the information and materials contained therein. The Advisory Firms shall not be responsible or liable for the availability or content of any such websites and any access to such websites will be at your own risk.

2.3. All disclaimers and limitations of liability are applicable to the fullest extent permitted by law, whether in Contract, Statute, Tort or otherwise.

3. Intellectual Property Rights

3.1. All Content displayed and contained on the Website (including any information, publications, procedures, processes, know-how, technical information such as programs, software and technologies, concepts, ideas, methods, techniques, models, products templates, technologies, designs, art work, graphics and precedents on or described in the Website) may be copyrighted, proprietary and subject to intellectual property or other rights ("Intellectual Property Rights") which are owned by the Advisory Firms or such other third parties with whom the Advisory Firms had collaborated with (the "Third Parties"). Any unauthorized use of any materials on the Website may violate copyright, trademark and other laws or applicable intellectual property or other rights. You are permitted use the Content provided that:

(a) such use is for a personal and non-commercial purpose, and complies with any relevant conditions of use required by relevant Third Parties;

(b) all Intellectual Property Rights continue to subsist in and be owned by the Advisory Firms or such other Third Parties; and

(c) the Content is not used to imply any connection, endorsement or approval of any website, person and / or organisation (including any corresponding products or services) by the Advisory Firms or such other Third Parties.

3.2. Subject to section 3.1 above, all Content on the Website may not be altered, modified, reproduced, publicly displayed, performed, distributed or used for any public or commercial purposes without explicit written permission from the appropriate Advisory Firm that provided the Content (including the respective Third Party that collaborated with the respective Advisory Firm, where applicable). The Advisory Firms shall not be responsible for any risk and / or liability in the event that you fail to obtain such explicit written permission.

3.3. You may not place any hyperlinks to the Website without the prior express written permission from the Advisory Firms. To obtain such written permission, please send your request to Rajah & Tann Singapore LLP.

3.4. The respective names and logos of the Advisory Firms and other Content names displayed and / or contained on the Website may be the registered trademarks or trademarks of the Advisory Firms, or their respective affiliates. Use of these trademarks requires express prior permission from, and a license agreement with, the respective Advisory Firm, or their respective affiliates, to whom the trademark belongs. Unauthorized use of such trademarks will be prohibited to the fullest extent of the law.

4. Privacy and Protection of Personal Data

Personal data belonging to you, as defined by the Personal Data Protection Act 2012 of Singapore, may be collected in the course of your use of the Website. You hereby consent and acknowledge that the Advisory Firms may use such personal data collected in accordance with our Privacy Policy. You hereby agree to the terms of our Privacy Policy, including any obligations imposed on you therein.

5. Variation

The Advisory Firms reserves the right to revise these Terms and Conditions at any time at their sole discretion. In doing so, a revised Terms and Conditions shall be posted at this Terms and Conditions link (i.e., this webpage that you are currently viewing) or elsewhere on this Website. Such revisions shall be effective and binding on you upon posting, unless explicitly stated otherwise. You shall be responsible for keeping up to date and being aware of any such revisions to the Terms and Conditions by checking this webpage regularly. Your continued use of this Website following any revisions to the Terms and Conditions constitutes your agreement to the revised Terms and Conditions.

6. Applicable Law

6.1. The Terms and Conditions, and the access and / or use of the Website and the Contents, are governed exclusively by the laws of the Republic of Singapore. Any dispute arising out of or in connection with the access and / or use of the Website and the Contents shall be heard by the Courts of the Singapore. You hereby submit to the exclusive jurisdiction of the Courts of Singapore.

6.2. If any portion of these Terms and Conditions is invalid or unenforceable in any jurisdiction, then that portion shall be deemed severed and the validity and enforceability of the remaining provisions of these Terms and Conditions shall not be affected.

Updated as at 19 November 2015